You should make a 20% down payment when buying a home. Even though this is a significant amount of money, it will save you a ton of money in the long run. Making a small down payment will end up costing you thousands of dollars in interest over the life […]

A 20% Down Payment

How you retire is entirely up to you. No one cares more about your money than you do. Just as with everything in life, you have retirement choices. You can choose to retire comfortably or you can opt for one of three other choices. Let’s look at each choice: Choice […]

Retirement Choices

In order for you to have a successful retirement, you need to avoid making the following mistakes: Emotion. Do not make your financial decisions based on how you feel. Feelings are great for expressing emotion, but are a disaster in financial planning. Giving into fear or conversely, greed will destroy your retirement […]

Retirement mistakes

As you go on about life, you need to think about your retirement, not their college. Your retirement is your responsibility. You only get one shot at funding it. Why? Because you won’t be able to work your entire lifetime. Old age, and possibly illness will force you to retire. […]

Your retirement, not their college

There’s a new way to handle your student loans. There’s a company called SoFi who offers better rates for student loans, home mortgages, and personal loans. Some of you might have a ton of high interest rate student loans. You need to refinance these to lower interest rate loans. According […]

A new way

When you are ready to buy a home you need to shop around for the best mortgage you can get. You need to hunt for the best interest rate and best mortgage out there. The Consumer Financial Protection Bureau says that about seven in 10 homebuyers only apply to one […]

Shop Around